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#Photopea

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A YouTube thumbnail being assembled in layers: an AI-generated background, a cut-out portrait with a surprised expression and three words of bold text

GuideAI Image & Video

How to Create a YouTube Thumbnail with AI (Step by Step, 2026)

Make a click-worthy YouTube thumbnail with AI in 7 steps: niche research, prompt examples, cutouts, bold text, mobile checks and A/B testing in YouTube Studio.

September 28, 202612 min read